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Carrier Age Calculations

Below is a chart showing how our core carriers calculae the insurance age of the applicant. The majority of the insurance carriers will caculate based on the client's nearest birhday although we still have some carriers calculating the insurance age based on age last birthday.

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Life Insurance > Product > Policy/Product Specifications > Age Last Birthday Carriers

Age Last Birthday Carriers

Age Calculation Method by Carrier

This resource shows which life insurance companies use Age-Last birthday calculation and which use Age-Nearest.

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