Bell & Associates | Life Insurance Specialists

800.308.BELL

Bell L.A.B.S. Team

Over the last 30 years, Bell & Associates has developed protocols and procedures that have evolved into a proprietary approach in processing your business with timely turn around and detailed accuracy. These administrative methodologies have been organized into a turnkey system called Bell L.A.B.S. or Life Applications Backroom System.

In August 2006, we enhanced Bell L.A.B.S. by integrating Efficient Forms into the contracting process. This technology allows you, the independent producer, to contract with multiple carriers quickly and effectively through an online interview that populates almost every carrier contracting requirements.

Whether you submit a preliminary or formal application our work flow logistics will identify any policy placement obstacles, proactively resolve the item and   expedite your case. Highly trained case managers oversee you business and act as your liaison to the carrier case manager in the home office. No other systemized procedure is coordinated in such controlled laboratory-like conditions and monitored under the best practices of the industry. But it’s more than just a laboratory, its Bell L.A.B.S.!



Available Files

Option: Show Details
     Your Back Office
          Who to Contact for What
          Inforce Illustration Order Form
          Product & Carrier Brochures
          Carrier Compliance Guides
          Commission Cutoff Schedules
          Carrier Website Login Instructions - Commissions
          Archived - NAIC Suitability Documents
          Life Application Downloads
          Policy Holder Authorizations
          The S.W.A.T. Unit, Bell & Associates Marketing Team
 


Additional Coverage with Accelerated Underwriting:

  • Available to individuals who have been fully underwritten for term insurance within the past 5 years
  • No new medical exam required
  • Available up to age 60 and $1,000,000 DB
  • Access to some of the most competitive term products in the marketplace

Unique Indexed Annuity:


  • 12% commission available
  • Extremely liquid
  • Up to 60% of Asset Value after just 30 days penalty free!
  • Built-in Accelerated Care Benefits
  • "A" rated AM Best

Simplified Issue IUL Program:


  • No medical exam (phone underwriting)
  • Targets age 40-60 clients looking for tax-free retirement income
  • Uses #1 selling indexed UL product in the country!
  • Up to $1,000,000 of coverage available!