Bell & Associates | Life Insurance Specialists

800.308.BELL

Building Your Business With Us

Based in Phoenix, Arizona, Bell & Associates has built a national reputation as one of the premiere life insurancemarketing organizations in the country.For over30 years our family-run agency has developed a marketing response team of experts referred to as our"S.W.A.T."unitwhich assist you in"Selling With ATeam." This unique sales support teamwas formed to help you overcome any hurdle you may face in the life insurance sales process. It's like having your own reconnaissance unit seeking out the best possible planning and product scenarios to meet your client's financial goals.

At Bell & Associates, we relentlessly scrutinize every itemthat impactsyour client's decision to buy life insurance to insure that ourproducers, whether independent life agents or registered representatives,have access to the best product linesand salesideas of any life brokerage agency in the nation. Our "boot camp" seminars and advanced workshops use the sharpest tools of the trade to "cut to chase" of the case.

Since 1981, Bell & Associates has endeavored to create a back office culture that supports the business practices of our producers. We've built our best practicesinto a system we call the Bell "Life Assembly Backroom System" or Bell L.A.B.S. for short.Thisagent support team administrates commissions, contracting, and policyholder service in a "functional flow" that's easy to understand and dependable in such a way that our producers can anticipate their case status and receive it in a communication format customized to their lifestyle.In an age of twenty-first century technology, our system featuresthe high touch service of "live" personnelwithout the frustration of automated voice prompts and unending chains of voicemail. This is just one of the old-fashioned "sought after services" our producers have come to love about working with our agency.  Let us welcome you to our family...

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15%

15% Commission
Lifetime Guaranteed Death Benefit
Potential for 100% Liquidity After Only 5 Years
Built-in LTC-Type Rider With an A+ Rated Carrier

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Additional Coverage with Accelerated Underwriting:

  • Available to individuals who have been fully underwritten for term insurance within the past 5 years
  • No new medical exam required
  • Available up to age 60 and $1,000,000 DB
  • Access to some of the most competitive term products in the marketplace

Unique Indexed Annuity:


  • 12% commission available
  • Extremely liquid
  • Up to 60% of Asset Value after just 30 days penalty free!
  • Built-in Accelerated Care Benefits
  • "A" rated AM Best

Simplified Issue IUL Program:


  • No medical exam (phone underwriting)
  • Targets age 40-60 clients looking for tax-free retirement income
  • Uses #1 selling indexed UL product in the country!
  • Up to $1,000,000 of coverage available!