Industry Articles

The list has over a dozen talking points with levels of importance to expose the needs of the business owner.

This is a referral data collector for live appointments, email communication or mail stuffers to existing clients.

This is a three page outline of critical discussion items that address the financial issues of divorce.

Quick 1-page summary to identify needs of your client

There are several talking point topics for annual financial reviews.

This form lists the common life events that can impact finances.

A basic worksheet to determine someone's financial net worth.

This is a basic data collector that gathers fundamental financial information.

A list of financial planning objectives and their levels of importance to your client.

A basic budget worksheet as a reference tool for household money management.

A bullet point outline of tax proposals at the end of 2009.

Open up planning opportunities with your client's tax return

A basic introduction into employer owner life insurance.

No cost rider delivers 100% of premiums paid in the 15th year.

Niche marketing to single parents who face unique challenges.

This is John Hancock

This is a competitive digest of policy rider provisions.

The top 5 application and illustration tips to avoid delays.

This rider guarantees 100% of paid premiums after the surrender period.

A case study briefly explaining the strategy of a married couple, each with an IRA, doing an arbitrage with joint survivor SPIAs and a survivorship universal life insurance. The second page shows an actual illustration cover sheet as provided by Bell & Associates.