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800.308.BELL

Life Expectancy Providers

Life Expectancy reports have become an essential tool for the sale of both life settlement and life insurance policies. We have partnered with the top names in the Life Expectancy marketplace and can obtain a valuable Life Expectancy report for one your clients.
Our partners include:

21st Services
http://www.21stservices.com
877-317-3008

American Viatical Services Underwriting
http://www.avsllc.com
779-926-8880

EMSI
http://www.emsinet.com
800-472-0454

Fasano Associates
http://www.fasanoassociates.com
202-457-8188

Available Files

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Life Insurance > Helps

Our Carrier's Ratings

Allianz Asset Allocation (PDF)

Allianz Financial Profile (PDF)

American Equity Asset Allocation (PDF)

American Equity Financial Profile (PDF)

American General Asset Allocation (PDF)

American General Financial Profile (PDF)

American National Asset Allocation (PDF)

American National Financial Profile (PDF)

AVIVA Asset Allocation (PDF)

AVIVA Financial Profile (PDF)

AXA Asset Allocation (PDF)

AXA Financial Profile (PDF)

Banner Asset Allocation (PDF)

Banner Financial Profile (PDF)

Columbus Asset Allocation (PDF)

Columbus Financial Profile (PDF)

Forethought Asset Allocation (PDF)

Forethought Financial Profile (PDF)

ING Asset Allocation (PDF)

ING Financial Profile (PDF)

John Hancock Asset Allocation (PDF)

John Hancock Financial Profile (PDF)

Lincoln Benefit Asset Allocation (PDF)

Lincoln Benefit Financial Profile (PDF)

Lincoln Financial Asset Allocation (PDF)

Lincoln Financial Financial Profile (PDF)

Met Life Asset Allocation (PDF)

Met Life Financial Profile (PDF)

Midland National Financial Profile (PDF)

Minnesota Life Asset Allocation (PDF)

Minnesota Life Financial Profile (PDF)

National Western Asset Allocation (PDF)

National Western Financial Profile (PDF)

New York Life Asset Allocation (PDF)

New York Life Financial Profile (PDF)

NorthAmerican Financial Profile (PDF)

Ohio National Asset Allocation (PDF)

Ohio National Financial Profile (PDF)

Old Mutual Asset Allocation (PDF)

Old Mutual Financial Profile (PDF)

Pacific Life Asset Allocation (PDF)

Pacific Life Financial Profile (PDF)

Pioneer Mutual Asset Allocation (PDF)

Pioneer Mutual Financial Profile (PDF)

Presidential Life Asset Allocaiton (PDF)

Presidential Life Financial Profile (PDF)

Protective Life Asset Allocation (PDF)

Protective Life Financial Profile (PDF)

Prudential Life Asset Allocation (PDF)

Prudential Life Financial Profile (PDF)

RBC (Liberty Life) Asset Allocation (PDF)

RBC (Liberty Life) Financial Profile (PDF)

Security Mutual Asset Allocation (PDF)

Security Mutual Financial Profile (PDF)

State Life Asset Allocation (PDF)

State Life Financial Profile (PDF)

Transamerica Asset Allocation (PDF)

Transamerica Financial Profile (PDF)

West Coast LIfe Asset Allocation (PDF)

West Coast Life Financial Profile (PDF)

Financial Calculators

Financial Underwriting Worksheet (XLS)

Tax Tables, Charts & Graphs

2011 Tax Reference Cheat Sheet (PDF)

2012 Tax Reference Cheat Sheet (PDF)

Estate Tax Rate History - 1916 - 2013 (PDF)

Income Tax History 1916 - 2013 (PDF)

News

2009_11_AXA (PDF)

2009_11_Banner (PDF)

2009_11_tra (PDF)

2010_01_AVI (PDF)

2010_01_AVIVA_NLG (PDF)

2010_01_UOO (PDF)

2209_11_Gen (PDF)

AIG ContinUL (PDF)

AIG Double Your Coverage Sales Campaign (PDF)

AIG Exam-Free Term Upgrade (PDF)

AIG ROP Select a Term (PDF)

Aviva Changes to Term Products Effective January 25, 2010 (PDF)

Aviva New Premier and Preferred Underwriting Guidelines (PDF)

Aviva New Underwriting Guidelines (PDF)

Aviva Reposition of NLG products (PDF)

AXA Changes to Athena UL and Athena Indexed UL for MEC sales (PDF)

AXA Crediting Rate Changes to AXA Equitable Life Products (PDF)

AXA Transition Rules for New Business Life Application (PDF)

Banner Life Choice UL (PDF)

Banner Life Umbrella UL 120 Withdrawn (PDF)

Banner OPTerm and Penn Term Rate Reductions (PDF)

Banner Term Conversions to Life Choice UL by 11/30/10 (PDF)

Banner Term Rate Reduction; Accelerated Death Benefit Rider (PDF)

Banner Term Rates Down Retention Up (PDF)

Genworth GenGuard SUL Rates Changing (PDF)

ING Lower Rates + Improved Exchange Option = More Sweet Spots (PDF)

ING New $50,000 Minimum on Guaranteed Death Benefit UL Products (PDF)

ING New ING TermSmart & ING TermSmart*NY (PDF)

ING No-Lapse Universal Life Premiums Reduced (PDF)

John Hancock How to Submit Initial Premium (PDF)

John Hancock New Performance UL and Performance SUL (PDF)

John Hancock Performance UL New Lower Premiums (PDF)

John Hancock Protection UL-G and Protection SUL-G intro (PDF)

John Hancock Protection Whole Life - Sales Suspended Temporarily (PDF)

Lincoln Benefit First-Year Premium Limits on Legacy Series (PDF)

Lincoln Benefit GenBuilder SPL (PDF)

Lincoln Benefit Legacy Series (PDF)

Lincoln Benefit Simplifying Underwriting with Physician Exam Reduction (PDF)

Lincoln Benefit Whole Life II (PDF)

Lincoln National Duration Guarantee UL (PDF)

Met Life Acquisition of American Life Insurance Company (PDF)

Met Life Double Your Coverage Program (PDF)

Met Life Introducing Rapid eUnderwriting (PDF)

Met Life Life Underwriting Ends MD Exams, Extends Requirements Shelf Life for Clients Through Age 69 (PDF)

Mutual of Omaha Term Life Answers (PDF)

Mutual of Omaha Term Life Answers Enhancements (PDF)

Nationwide Sale of LTC Rider Temporarily Suspended In Certain States (PDF)

Nationwide STOLI concerns limit face amounts with YourLife Current Assumption UL product (PDF)

Nationwide YourLife Term II (PDF)

Principal Business Underwriting Guidelines (PDF)

Principal Net Worth Agreement (PDF)

Principal Survivorship Universal Life Protector Transition Guidelines (PDF)

Prudential Prudential's Repriced ROP Term is Now More Competitive (PDF)

Sun Life No Longer Offer NLG Products (PDF)

Transamerica TransACE UL Produce Update (PDF)

West Coast Life Focus Term Series Updates (PDF)

West Coast Life Mod Life Producer Guide (PDF)

West Coast Life Secure-T Announcement (PDF)

Additional Coverage with Accelerated Underwriting:

Available to individuals who have been fully underwritten for term insurance within the past 5 years
No new medical exam required
Available up to age 60 and $1,000,000 DB
Access to some of the most competitive term products in the marketplace

Unique Indexed Annuity:

12% commission available
Extremely liquid
Up to 60% of Asset Value after just 30 days penalty free!
Built-in Accelerated Care Benefits
"A" rated AM Best

Simplified Issue IUL Program:

No medical exam (phone underwriting)
Targets age 40-60 clients looking for tax-free retirement income
Uses #1 selling indexed UL product in the country!
Up to $1,000,000 of coverage available!