Bell & Associates | Life Insurance Specialists

800.308.BELL

Lifestyle Questionnaire

Lifestyle Questionnaires can be very beneficial when working with the senior life insurance market. The underwriting tends to be a bit more complicated when clients have a significantly longer health history to review. Every piece of data we can provide to the carrier that shows the client as an active healthy person will go a long way in securing a strong underwriting offer. These Lifestyle questionnaires will give you a better understanding of your client’s overall health and activity levels.

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     Lifestyle Questionnaires

Lifestyle Questionnaires

 
 


Additional Coverage with Accelerated Underwriting:

  • Available to individuals who have been fully underwritten for term insurance within the past 5 years
  • No new medical exam required
  • Available up to age 60 and $1,000,000 DB
  • Access to some of the most competitive term products in the marketplace

Unique Indexed Annuity:


  • 12% commission available
  • Extremely liquid
  • Up to 60% of Asset Value after just 30 days penalty free!
  • Built-in Accelerated Care Benefits
  • "A" rated AM Best

Simplified Issue IUL Program:


  • No medical exam (phone underwriting)
  • Targets age 40-60 clients looking for tax-free retirement income
  • Uses #1 selling indexed UL product in the country!
  • Up to $1,000,000 of coverage available!