Bell & Associates | Life Insurance Specialists

800.308.BELL

Our Carrier's Ratings

Below is a complete listing of our carriers along with their A.M. Best rating and Comdex number.  After reviewing this information, if you would like a more detailed report for any carrier showing total assets and liabilities as well as annual income and earnings, please contact our marketing department at 800-308-2355 or 602-381-8600.

Carrier A.M. Best Rating Comdex
Allianz A 87
American Equity A- 62
American General A 82
American National A 86
Aviva A 87
AXA A+ 95
Banner A+ 93
Columbus A+ 97
Forethought A- 65
ING A 79
John Hancock A+ 93
Lincoln Benefit Life A+ 86
Lincoln Financial Group A+ 89
Met Life A+ 95
Midland National A+ 93
Minnesota Life A+ 94
National Western A 81
Nationwide A+ 88
New York Life A++ 100
North American B++ -
Ohio National A+ 94
Old Mutual B++ 56
Pacific Life A+ 89
Pioneer Mutual A+ -
Presidential Life B++ -
Protective Life A+ 87
Prudential Life A+ 89
RBC (Liberty Life) B++ 48
Security Mutual A- -
State Life A+ 96
Sun Life A+ 95
Transamerica A+ 93
West Coast Life A+ 87







Additional Coverage with Accelerated Underwriting:

  • Available to individuals who have been fully underwritten for term insurance within the past 5 years
  • No new medical exam required
  • Available up to age 60 and $1,000,000 DB
  • Access to some of the most competitive term products in the marketplace

Unique Indexed Annuity:


  • 12% commission available
  • Extremely liquid
  • Up to 60% of Asset Value after just 30 days penalty free!
  • Built-in Accelerated Care Benefits
  • "A" rated AM Best

Simplified Issue IUL Program:


  • No medical exam (phone underwriting)
  • Targets age 40-60 clients looking for tax-free retirement income
  • Uses #1 selling indexed UL product in the country!
  • Up to $1,000,000 of coverage available!