Bell & Associates | Life Insurance Specialists

800.308.BELL

Pending Rate Changes

Pending Rate Changes will be updated monthly to inform you of any rate changes to our Annuity Products.



Available Files

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     Annuities
          Quotes
               Annuity Summary Spreadsheet
               Pending Rate Changes
          Products
               "Bell's Best" Product Picks
                    Best Commission annuity
                    Best Age 80+ annuity
                    Best Qualified/IRA annuity
                    Best short-surrender annuity
                    Best MYGA
                    Best Income Rider
                    Best fixed rate/traditional annuity
                    Best SPIA
                    Best medically uw SPIA
               Product Definitions
               Single Premium Immediate Annuities
               Multi-Year Guarantee Annuities (MYGA)
               Deferred Annuities
               Indexed Annuities
               Combination Annuities
          Sales
               Fact Finders
               The Annuity Policy Review
               Roth Conversion Info.
               Annuity-Max using Life Insurance
               Carrier Planning Concepts
               Bell Ringer Ideas
               CD vs. Annuity Calculator
               Industry Articles
               Tax Guides
               Case Studies
               Annuities for Retirement
 


Additional Coverage with Accelerated Underwriting:

  • Available to individuals who have been fully underwritten for term insurance within the past 5 years
  • No new medical exam required
  • Available up to age 60 and $1,000,000 DB
  • Access to some of the most competitive term products in the marketplace

Unique Indexed Annuity:


  • 12% commission available
  • Extremely liquid
  • Up to 60% of Asset Value after just 30 days penalty free!
  • Built-in Accelerated Care Benefits
  • "A" rated AM Best

Simplified Issue IUL Program:


  • No medical exam (phone underwriting)
  • Targets age 40-60 clients looking for tax-free retirement income
  • Uses #1 selling indexed UL product in the country!
  • Up to $1,000,000 of coverage available!