800.308.BELL

Preliminary/Trial Application Forms

Both Medical and Financial underwriting are the biggest hurdles we face when getting a policy issued. The use of a preliminary inquiry or trial application will allow us to review the client’s current medical and financial status. This is the easiest way to determine if a client will be healthy enough to qualify for life insurance and if their net worth is strong enough for desired death benefit. Even something as simple as a client’s height/weight ratio or a list of their medication is enough to determine if they would qualify for a preferred or super preferred rating. Preliminary Inquiry and Trial Applications are our best tools when it comes to case design and help establish and maintain the client’s expectations about their future policy performance.